Team | PIS

Management Team

Osama Abdulaal

CEO

Salman Abdulaal

Director, Operations

S.Hassan Al-sharaf

Director, Business Development

Samy Aziz

Director, Employee Benefits

Supriya Sehgal

Director, Reinsurance

Raymond Nakfour

Head, Life & Saving

Faisal Shubbar

Compliance Officer and MLRO

Operations Team

Hussain Fuad

Sr Finance & Admin Officer

S. Baqer Al-Mukthar

Finance & Admin Officer

Jonel Raj Lewis

Finance & Admin Officer

Mohammed Jawad

Finance & Admin Officer

Hawra S. Sharaf

Receptionist

Employee Benefits Team

Beena Varghese

Corporate Relations Supervisor

Maryam Ebrahim

Supervisor

Khadija Mansoor

Technical Affairs Supervisor

Ahmed Mohamed

Administration Officer

Rubina Shaikh

Administration Assistant

Reinsurance Energy and Specialty Team

Hassan Yousif

Head, Entergy and Specialty

Reinsurance Team

Stalin Mathew

Head, Reinsurance

Raksha Mahat

Senior Broker Reinsurance

Irene George

Broker Facultative

Stephen Nunis

Technical Accounts Officer Treaty

Julius Catalan

Broker Facultative

Sruthy Jayanth

Broker Facultative

Aswathy Premanandan

Assistant Broker Facultative

Micah Jomike

Assistant Broker Facultative

Reinsurance MENA Team

S. Ali Mohamed Shubbar (Dip CII)

Head of Reinsurance & Equine

Reinsurance Operations Teams

Athraa Ali

Senior Accountant

Shakila Saher

Claims Officer

Fatema Almutawa

Claims Officer

Life & Saving Team

George Pablo

Manager

Himanshu Bhatt

Manager

Riza Sumalbag

Secretary

Direct Team

T.K Kumar

Manager

Ameena Al-Qallaf

Sernior Officer

Masooma S. Salman

Officer

Osama Abdulaal

Mr. Osama holds a B/Sc. degree in Insurance and Statistics. He started his career with PricewaterhouseCoopers – Bahrain, focusing on insurance audit and advisory. In this capacity, Osama took part in major projects for insurance and reinsurance players in the region. Osama founded PIS in 1996 and grew it, from what was then a very small operation, into a leading broker with regional business blueprint. Throughout his career, Osama has shown a great deal of Entrepreneurship which was pivotal for the success of PIS. He is the Chairman of the Board of Protection Insurance Services

Salman Abdulaal

Mr. Salman is currently the director in charge of operations, covering the areas of finance, IT, business development, admin and HR. Salman holds a Bachelor Degree in Accounting, and he is a Certified Public Accountant "CPA" licensed by the New Hampshire Board of Accountancy. Prior to joining Protection, he was the financial controller of National Motor Company handled Bahrain and Erbil operations. And he was with PricewaterhouseCoopers as Assistant Manager specialized in financial services audit and advisory.

Samy Aziz

Mr. Aziz holds a Bachelor of Science Degree in Commerce form Alexandria University in Egypt. He joined Protection Insurance Services in 2009 heading and leading all broking activities related to Employee Benefits (i.e. medical & life insurance). Thorough his 30 years of professional career life, Mr. Aziz worked for major insurance and financial services firms in Egypt, Kingdom of Saudi Arabia, and Bahrain. During his career years with insurance firms, Mr. Aziz has supervised the daily operations of claims, participated in marketing and sales of insurance products, particularly medical and life insurance products, developed relationships with major insurance companies in the MENA region and handled underwriting and risk assessment activities.

S. Hassan Alsharaf

Mr. Al Sharaf holds Management and Advanced Diploma in Insurance from (“BIBF”). He is a member of the Chartered Institute of Insurance CII – UK. Mr. Al Sharaf has worked, before joining Protection in 2004, with American Bankers Insurance and Arabia Insurance Company in Bahrain as a Marketing Executive. Mr. Al Sharaf has a solid experience in the field of insurance & reinsurance and he is also a financial product insurance specialist. Part of his responsibility at PIS is to design and develop business development programs.

Supriya Sahgel

Supriya Sehgal holds a Bachelor Degree in Chemical Engineering and Masters in Business Administration. She has a Cert CII from CII UK and is pursuing Diploma in CII.
She has more than 13 years of experience in the Reinsurance Industry. Prior to Joining Protection Insurance, she was working with the number 1 private insurance company in India- ICICI Lombard in their head office handling reinsurance business Pan India.
Currently Supriya is responsible for the Reinsurance portfolio at Protection Re (Reinsurance wing of Protection Insurance services WLL).
She is optimistic, aggressive and loves to take up challenges, these qualities makes her a dynamic and expert reinsurance broker bringing satisfaction to the various clients in all their Reinsurance requirements.

Mohammed Jawad

Mohammed Jawad Khalil is Accountant in the finance department, he is holding a bachelor degree in Accounting from University of Bahrain.
Mohammed, has two years’ experience as financial accountant and he joined Protection Insurance Services as an Accountant in 2019 and he is responsible for various areas in the payables, receivables and coordination with other departments.

Jonel Lewis Raj

Jonel Raj Lewis holder of Bachelor Degree in Commerce, known for accuracy with career spans 13 years of experience in Insurance sector with increasing responsibility and duties. Prior to joining Protection Insurance Services he was working for Shipping Company in Mumbai (India) as an Accountant. Currently he is Finance & Admin Officer and the main responsible for major finance related duties.

George Pablo

George Pablo is a Seasoned Professional with 15+ years of rich techno-functional expertise in the insurance industry. He holds a Master’s Degree in International Business Administration and various other certifications from CII-London, Franklin Templeton, III & NSE- India. He is specialized in Life Insurance - Financial Planning along with Corporate Pensions, Portfolio Analysis and Insurance knowledge Sharing. He has a special focus on building and managing long-term business relationships and an exceptional dedication towards Customer Advising and Servicing. His comprehensive knowledge and invaluable exposure in different domains of the insurance industry is an added advantage to whomever he deals with; whether the clients or other industry professionals.

Athraa Ali

Athraa Ali graduated from University of Bahrain with BSc in Accounting, and had special interest and experience in Insurance, Reinsurance, Internal control, Accounting and operational risks. Currently working as a Senior accounts officer at Protection Insurance Service and she is responsible to handle the reinsurance finance and accounting related tasks.

Shakila Saher

Shakila Sehar holds Master Degree in Business Administration with Certification in HRM, Exhibition & Marketing Management Skills. She joined Protection Insurance Services in 2018 and she is handling the Claims other related matters.
She has 11+ years of work experience in Operational, HR & Administrative Departments. She believes in reaching the heights of Excellence through Practice, Hard work & Dedication.

Eman Arshad

Eman Arshad holds a Bachelor Degree in Banking and Finance from University of Bahrain and joined Protection in June 2018. She is part of the Accounts department and is responsible for receivables.
She prides herself on having an energetic work attitude. She has a steady source of motivation that drives her to do her best.

Fatema Almutawa

Fatema Almutawa joined Protection Insurance Services on February 2020, she holds a bachelor degree in Management and Marketing and is currently part of the claim department.
She is enthusiastic, self-motivated and a team player with excellent communication skills. She’s committed to her work and always embraces challenges.

Masooma S. Salman

Masooma holds an Associate Diploma Degree in Business Management & Marketing from University of Bahrain and she also holds a Diploma in Business Informatics System from AMA university. She has attended multiple insurance courses in BIBF and GII (Gulf Insurance Institute).
Masooma joined Protection Insurance Services in July 2013 and today she is considered one of the valuable contributors in the company.

Hussain Mansoor

Hussain joined Protection Insurance in June 2018. He holds a Bachelor Degree in Management information system from Al Ahlia University. He attended multiple courses in customer service communications and insurance. He joined Protection Insurance Services in June 2018 as Assistant Insurance Officer and later promoted to Insurance Officer.

S. Ali Shubbar

Sayed Ali joined insurance industry at a very early age, and became Cert CII at 18 of age. He is responsible for business and technical MENA Reinsurance practice. Further, he is responsible for developing other niche lines namely Equine, Bloodstock, and Livestock lines at Protection Insurance Services.

Zahra Shakir

Zahra Shakir joined Protection Insurance Services in 2019 as an Assistant Broker. She is responsible to cater the facultative reinsurance needs of the clients in MENA region, covering risk products ranging from P&C to Engineering and Specialty lines. She holds a Bachelor Degree in Banking and Finance, and her prior working experiences have well trained her in providing clients with prompt support even when under pressure and challenges.

Stalin Mathew

Stalin Mathew holds a Bachelor Degree in Auto-mobile Engineering, he has also completed his Cert CII from CII UK and is currently pursuing Diploma in CII.
He has more than 18 years of experience of which over 10 years are spent in the Insurance industry specializing in Reinsurance placement of Treaty and Facultative lines at Protection Insurance Services. He focusses on Aviation & Marine lines business development apart from the other conventional lines.
Stalin is understanding of the clients requirements and has a keen eye to detail, this trait helps him to service the clients with high standards.

Priya Rao

Priya Rao holds a Bachelor degree in Business Management Studies and Master in Business Administration. She holds a Cert CII from CII UK and is pursuing Diploma in CII.
Priya has more than 7 years of experience and prior to working in Protection Insurance, she was working with AON Insurance Brokers and Willis Tower Watson.
She focusses on development of Protection Insurance businesses in Nepal market alongside other Asian countries. She specializes in Property and Casualty portfolio.
With her strong communication skills she is able to capture the business requirements and commendably service clients on facultative placements.

Sruthy Jayanth

Sruthy Jayanth holds a Bachelor in Computer science & Engineering and Dual Master degree (MBA & MS). She is currently pursuing Cert CII from CII UK. Sruthy has more than 5 years of experience prior to working in Protection Insurance, she was working in finance industry.
She focusses on development of Protection’s business in Bangladesh market alongside other Asian countries. She specializes in Property and Casualty portfolio.
With her analytical and strong communication skills she is able to capture the business requirements and commendably service the clients on facultative placements.

Asanka Kiriwendala

Asanka Kiriwendala holds a degree in Business Administration and is currently pursuing his Cert CII. He has also completed level 1 of Charted Institute of Marketing from UK.
Asanka has more than 19 years of experience and prior to working in Protection Insurance, he was involved in the Marine Industry.
He focusses on development of Protection’s business in Sri Lanka and Maldives market alongside other Asian countries. He specializes in Terrorism and Marine Placements.
With his strong personality and market intelligence he is able to effectively service the clients on facultative placements.

Julius Cesar Catalan

Julius Cesar Catalan holds a Bachelor of Science Degree and is currently pursuing Cert CII UK.
Julius has over 24 years of experience and prior to working in Protection Insurance, he was working for over 9 years with ACR Retakaful MEA B.S.C.(C)
He focusses on development of the company’s business in Philippine market alongside other Asian countries. He specializes in Marine line of business.
With this pleasant personality and willingness to client commitment he is able to meet their facultative requirements successfully.

Irene George

Irene George holds a Bachelor Degree in Information Technology and is currently pursuing Cert CII UK.
Irene has over 4 years of experience and prior to working in Protection Insurance, she was involved with an IT firm.
She focusses on development of Protection’s business in Vietnam market alongside other Asian countries. She specializes in Liability- financial and casualty lines of business.
With her skills to develop client relations, she is able to satisfy clients facultative requirements effectively.

Raksha Mahat

Raksha Mahat holds a B.Com degree and a Master's degree in HR and is currently pursuing her Cert CII.
Raksha has more than 9 years of experience and prior to working in Protection Insurance, she was involved with a Law firm.
She focusses on development of Protection’s business in Nepal market alongside other Asian countries. She specializes in Property and Casualty portfolio.
With her pleasant personality and good listening skills she is able to capture the business requirements and effectively service the clients on facultative placements.

Stephen Nunis

Stephen Nunis holds a Bachelor in Commerce degree and has completed Advance Diploma in Insurance from BIBF Bahrain.
Stephen has more than 25 years of experience and prior to working in Protection Insurance, he was working with Trust Reinsurance Bahrain and another Reinsurance broking company.
He is responsible for Technical accounting of all Treaty business of Protection Insurance.
With his strong knowledge and experience in accounting, he is able to service treaty clients accurately.

Beena Varghese

Beena being a Post Graduate holds a Master’s degree from Mahatma Gandhi University, India. She is licensed by the Insurance Institute of India. She joined Protection Insurance Services in 2010 and now enjoys 12 years of practical experience. Previously worked for Morgan Price International HealthCare Insurance Company.

Maraym Ebrahim

Maryam holds a B. Com Degree in Insurance and Risk Management from Gulf University and has an Advanced Diploma in Insurance (ACII) from the CII London. She joined Protection Insurance Services in 2013 and now enjoys 7 years of practical experience. Her previous experience was with Ahli United Bank

Khadija Mansoor

Khadija holds a B.com degree in Sociology from University of Bahrain has a Diploma in Insurance from BIBF. She joined Protection Insurance Services in 2014. So she enjoys 11 years of practical experience. Previously, she worked for MedGulf Ins Co and Al Ahlia Insurance Company.

Zainab Adel

Zainab Adel holds a B.com in accounting from University of Bahrain. She joined Protection Insurance Services in 2018 but she enjoys 5 years practical experience as she previously worked for American Express and Takaful International Insurance Co

Nayera Ebrahim

Nayera Ebrahim holds a B.com in Human Resources Management from New York Institute of Technology and also Intermediate Insurance Diploma from BIBF Bahrain.
She joined Protection Insurance Services in 2019 but she enjoys practical experience of 4 years as she previously worked for SNIC Insurance Co

Ahmed Mohammed

Ahmed Mirza holds a B.com degree in Business Administration from Arab Open University and Diploma in Office Management from Bahrain University. He joined Protection Insurance Services in 2019 and he enjoys total of 5 years of experience as he worked for Ibn Al Nafees Hospital in Insurance department

Rubina Shaikh

Rubina Shaikh holds a B.com Degree in Commerce (Accounting Taxation & Finance) from University of Mumbai. She joined Protection Insurance Services in 2020 but she enjoys 5 years of experience in total

Faisal Shubbar

Faisal joined PIS in 2012. He is approved person by the Central Bank of Bahrain as a Compliance Officer & MLRO. He has 11 years’ experience in the Finance, Insurance, Compliance & Business Assurance. He is currently responsible for developing, maintaining, and administer all aspects of the company’s compliance program adequate to ensure compliance with applicable laws and regulations. In addition, he holds Cert CII as well as Certified Insurance Supervisor (CIS) certificate from Bahrain Institute of Banking & Finance (BIBF).
Prior to joining PIS, Faisal worked at Talal Abu-Ghazaleh Global for 2 years in the Financial Control department.